Are you willing to get the Discover It Cash Back Credit Card? The card is issued by Discover Bank and is a cashback credit card. It is one of the best cashback credit cards to this date. One can go for the Discover It Cash Back Credit Card if you are craving to earn cash back. It was rated as the best cashback rewards card by J.D Power in terms of providing deep satisfaction to customers.
An application can be done at the website of the Discover Bank. In order to apply for a credit card, you need to meet a few requirements. The credit history required is average. Interestingly you can apply at the website of Discover It.
Benefits of the Discover It Cash Back Credit Card
- The Discover It Cash Back Credit Card offers an introductory offer. There is no limit on earning cash back.
- You can get 5% cashback on shopping with a credit card at grocery stores, gas stations, restaurants, Amazon.com, and more.
- Get unlimited 5% cashback at different destinations on all other purchases made through the card.
- The rewards earned can be redeemed anytime you wish.
- Furthermore, the earned rewards do not expire. These can also be used for checking out at Amazon.com.
Discover It Cash Back Credit Card Rate and Fee
- There is a 0% intro APR for 14 months
- The APR rate is 14.24%-25.24%
- APR for cash advances is 27.24%
- The annual fee is $0
- The balance transfer fee is 3% in the intro APR period then5%
- The cash advance fee is $10 or 5%
- The late payment charge is $39
Requirements for Application
- For getting a credit card you must have good credit.
- Have a valid Social Security Number.
- Be a resident of the United States.
- You should be at least 18 years of age.
How to Apply for the Discover It Cash Back Credit Card
- In order to apply for the credit card, you need to open the website of the Discover Credit Card. www.discover.com/credit-cards/cash-back/it-card or go to www.discover.com click on the ‘Credit Cards’ option then click ‘Cash Back Card’.
- Once the website opens there will be the ‘Apply Now’ button at the top right corner.
- Click on the button and you will be directed to the application page with a section labeled ‘Discover it Cash Back Application’.
- Choose a card design in order to go ahead with the application.
- Click on the ‘Next’ button and the next section will appear. Enter the following information to complete the name and contact info section.
- First name
- Middle name
- Last name
- Street address
- Is this your mailing address
- Primary Phone
- Email address
- Click ‘Next’ and enter the required financial and security information section.
How to Check Application Status for Discover It Cash Back Credit Card
- If you are willing to check your Discover It Cash Back Credit Card application status then you need to open the applications status check page. www.discovercard.com/application/checkStatus
- Enter the Social Security Number and ZIP Code in the white boxes.
- Click on the ‘Continue’ button and check the status.
How to Activate Discover It Cash Back Credit Card Online
- To activate a Discover It Cash Back Credit Card you must open the activation page.
- In order to get started with the activation, you need to choose whether you wish to log into your existing Discover It accounts or continue ‘without logging in’.
- If you do not have a login id or wish to continue without logging in then you must enter the following information:
- Date of birth
- Last 4 digits of the SSN
- 16-digit card number
- Card expiration date
- 3-digit sequence ID
- Click on the ‘Continue’ button and it will direct you to the next page.
At the end of the day, you would find the Discover It Cash Back Credit Card handy for earning cash backs. If you wish to compare some other credit cards you could look for them on our website.